ST. LOUIS, Mo., May 12, 2026 (SEND2PRESS NEWSWIRE) — OptiFunder®, the mortgage industry pioneer in warehouse management automation, has partnered with Vesta, the AI-native loan origination system and agent platform, to connect loan origination and warehouse funding workflows. The integration links origination, funding, and sale to the capital markets, eliminating fragmented systems and manual handoffs that have historically slowed execution and increased risk.

Image caption: Vesta Partners with OptiFunder to bring loan origination and warehouse funding together.

That fragmentation ends with Genesis by OptiFunder, a Warehouse Management System for mortgage originators, embedded directly inside Vesta’s LOS. Mortgage bankers can now manage warehouse funding strategy, optimize line utilization, and automate post-closing workflows without switching systems or rekeying data. The integration combines real-time origination data with intelligent decisioning across OptiFunder’s network of 60+ warehouse lenders, cutting financing costs and improving funding accuracy across origination, reconciliation, and paydown — all from a single system of record.

“Warehouse management has traditionally operated outside the LOS, creating unnecessary friction and risk,” said Brian Abbott, Chief Operating Officer of OptiFunder. “By connecting the LOS and Genesis, we’re aligning origination and warehouse workflows into a single, intelligent process. Originators gain a seamless, end-to-end funding experience, Vesta extends its operational reach, and warehouse lenders benefit from standardized, system-driven connectivity that scales across multiple originators and environments.”

Beyond originators, the integration delivers meaningful value across the broader warehouse ecosystem. Together, Vesta and OptiFunder extend the origination workflow into warehouse finance—one of the most capital-intensive and operationally complex stages of mortgage lending—without requiring custom, one-off integrations for each warehouse lender. For warehouse lenders, Genesis provides a single, bi-directional integration that supports dozens of originators, improving consistency, visibility, and operational efficiency.

The API-based integration also enhances reliability and security throughout the funding lifecycle. System-to-system connectivity reduces reliance on spreadsheets, emails, and manual portal activity, minimizing data errors and operational risk. Secure data transmission, role-based access controls, and complete audit trails improve transparency and support compliance requirements, while automated workflows ensure funding, collateral, reconciliation, and paydowns are executed consistently and predictably.

“We’re proud to partner with the OptiFunder team to bring Genesis closer to the loan origination workflow,” said Monica Raciti, Head of Operations and Partnerships at Vesta. “Warehouse finance is one of the most operationally complex parts of mortgage lending, and tighter integration between origination and funding makes life easier for the lenders we both serve.”

For more information about Genesis by OptiFunder, visit: https://www.optifunder.com/

To learn more about Vesta, visit: https://www.vesta.com/

About OptiFunder

Founded by mortgage lenders to modernize post-closing and secondary market operations, OptiFunder is a mortgage technology company delivering transparent, efficient warehouse management solutions for mortgage originators and warehouse lenders. Its Genesis and Greyhound platforms seamlessly connect funding, post-closing, and loan repayment, creating a unified lifecycle that reduces friction, improves visibility, and supports scalable operations. OptiFunder has been recognized for its innovation and growth, earning honors including Inc. 5000’s Fastest Growing Private Companies, HousingWire’s Tech100 Mortgage award, and Progress in Lending’s Innovation Award.

About Vesta

Vesta is the AI-native loan origination system and agent platform for mortgage, powering banks, independent mortgage banks, and fintech lenders. Built on a modern, cloud-native system of record, Vesta gives lenders a single source of truth—every loan, borrower, property, and document is versioned, auditable, and accessible via API—so teams and agents operate from the same trusted context. Vesta blends deterministic rules and configurable workflows with autonomous agents that can interpret documents, call domain tools (e.g., income and asset calculators, conditions, disclosures, pricing and fee workflows), and orchestrate work across teams and third parties with traceable outcomes and human oversight. The result is faster cycle times, lower cost per loan, and a scalable “agent factory” operating model. Founded in 2020, Vesta is backed by Andreessen Horowitz, Bain Capital Ventures, Conversion Capital, Index Ventures, and Zigg Capital. Learn more at https://www.vesta.com/.

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Image caption: Vesta Partners with OptiFunder to bring loan origination and warehouse funding together.

News Source: OptiFunder

To view the original post, visit: https://www.send2press.com/wire/vesta-partners-with-optifunder-to-bring-loan-origination-and-warehouse-funding-together/.

This press release was issued by Send2Press® Newswire on behalf of the news source, who is solely responsible for its accuracy. www.send2press.com.

Source: https://www.send2press.com/wire/vesta-partners-with-optifunder-to-bring-loan-origination-and-warehouse-funding-together/

JACKSONVILLE, Fla., April 12, 2026 (SEND2PRESS NEWSWIRE) — Industrial SalesLeads released its April 2026 planned capital project spending report and saw a surge in new industrial manufacturing capital projects, with our research team tracking 149 newly identified planned industrial projects ranging from plant expansions and new construction to renovations and equipment upgrades. Leading the month is Tesla’s planned $20 billion semiconductor manufacturing facility in TX, part of a broader wave of industrial capital investment concentrated in Indiana, Texas, Ohio, Alabama, and Michigan. Across all 149 new industrial manufacturing projects, decision-makers are actively procuring equipment.

Image caption: $20 Billion Tesla Semiconductor Plant Headlines 149 New Industrial Capital Projects.

The following are selected highlights on new Industrial Manufacturing industry construction news.

Industrial Equipment Categories in Demand

In the month of April, identified industrial manufacturing project managers are procuring the following equipment:

• 90% – 99% compressed air, lighting, HVAC, heat exchangers, material handling / storage equipment, mechanical construction, fire protection, networking / security and lift trucks.
• 80% – 89% air emissions control, manufacturing, control systems & instrumentation, conveyors, loading dock and cranes & hoists.
• 70% – 79% packaging equipment
• 50% – 59% floor coatings
• 40% – 49% building construction
• 20% – 29% building renovations
• 10% – 19% equipment relocation

Industrial Manufacturing – By Project Location (Top 10 States)

Indiana – 12

Texas – 11

Ohio – 9

Alabama – 8

California – 8

Michigan – 8

Pennsylvania – 8

Illinois – 7

Iowa – 7

New York – 7

Georgia – 6

Industrial Manufacturing – By Project Type

Manufacturing/Production Facilities – 139 New Projects

Distribution and Industrial Warehouse – 76 New Projects

Industrial Manufacturing – By Project Scope/Activity

New Construction – 52 New Projects

Expansion – 35 New Projects

Renovations/Equipment Upgrades – 68 New Projects

Plant Closings – 14 New Projects

Top 10 Tracked Industrial Manufacturing Projects

ALABAMA:

Automotive mfr. is planning to invest $4 billion for the expansion of their manufacturing facility in VANCE, AL. They are currently seeking approval for the project.

VIRGINIA:

Defense contractor is planning to invest $1.3 billion for the expansion and equipment upgrades on their manufacturing facility in CULPEPER, VA. They are currently seeking approval for the project.

ALABAMA:

Electronic component mfr. is planning to invest $500 million for the construction of a 540,000 sf manufacturing, research, and office facility in GUNTERSVILLE, AL. They are currently seeking approval for the project.

SOUTH CAROLINA:

Solar panel mfr. is planning to invest $350 million for the renovation and equipment upgrades on a 620,000 sf manufacturing facility at 1200 Commerce Blvd. in LAURENS, SC. They are currently seeking approval for the project. Completion is slated for Spring 2027.

IOWA:

Kitchen appliance mfr. is planning to invest $196 million for the expansion of their manufacturing facility in CEDAR RAPIDS, IA by 230,000 sf. They have recently received approval for the project.

ILLINOIS:

Bathroom products mfr. is planning for the construction of a 600,000 sf manufacturing, distribution, and office facility in LIBERTYVILLE, IL. They are currently seeking approval for the project and will consolidate their operations upon completion.

MICHIGAN:

Automotive component mfr. is planning to invest $87 million for the construction of a manufacturing facility in AUBURN HILLS, MI. They are currently seeking approval for the project.

WEST VIRGINIA:

Medical device mfr. is planning to invest $81 million for a 65,000 sf expansion and equipment upgrades on their manufacturing facility in LESAGE, WV. They are currently seeking approval for the project.

OHIO:

Home appliance mfr. is planning to invest $60 million for the renovation and equipment upgrades on a 253,000 sf manufacturing facility at 1775 Progress Drive in PERRYSBURG, OH. They are currently seeking approval for the project.

NEBRASKA:

Construction and farming equipment mfr. is expanding and planning to invest $50 million for the renovation and equipment upgrades on their manufacturing facility in GRAND ISLAND, NE. They are currently seeking approval for the project.

Largest Planned Project

During the month of April, our research team identified 13 new Industrial Manufacturing facility construction projects with an estimated value of $100 million or more.

The largest project is owned by Tesla, Inc., who is planning to invest $20 billion for the construction of a semiconductor manufacturing facility in AUSTIN, TX. They are currently seeking approval for the project. Completion is slated for 2028.

About Industrial SalesLeads, Inc.

Since 1959, Industrial SalesLeads, based in Jacksonville, FL is a leader in delivering industrial capital project intelligence and prospecting services for sales and marketing teams to ensure a predictable and scalable pipeline. Our Industrial Market Intelligence, IMI identifies timely insights on companies planning significant capital investments such as new construction, expansion, relocation, equipment modernization and plant closings in industrial facilities. The Outsourced Prospecting Services, an extension to your sales team, is designed to drive growth with qualified meetings and appointments for your internal sales team. Visit us at https://salesleadsinc.com/.

Each month, our team provides hundreds of industrial reports within a variety of industries.

Learn more:

• https://www.salesleadsinc.com/data-solutions/industrial-project-reports/
• https://www.salesleadsinc.com/blog/

News Source: Industrial SalesLeads Inc

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Source: https://www.send2press.com/wire/20-billion-tesla-semiconductor-plant-headlines-149-new-industrial-capital-projects/

WELLAND, Ontario, Canada, May 12, 2026 (SEND2PRESS NEWSWIRE) — Released by Tellwell Publishing, “What Remains After” by Pauline J. Grabia (ISBN: 978-1834384511) is a literary psychological suspense novel that examines the lasting impact of childhood trauma, the fragility of memory, and the difficult path toward forgiveness and survival.

Image caption: Cover, “What Remains After” by Pauline J. Grabia.

In “What Remains After,” readers meet Beth Clark, a woman returning to her rural Alberta hometown after decades away, following the death of her estranged mother. What begins as a quiet funeral quickly reveals itself to be something far more complicated, as carefully constructed narratives begin to unravel. Inside the abandoned bungalow of her childhood, Beth discovers objects that challenge the sanitized version of her past—forcing her to confront memories of abuse, neglect, and systemic failure.

When Beth’s younger brother is critically injured in a sudden accident, the present collides with the past. As she keeps vigil at his hospital bedside, Beth is drawn back into the defining summer of her youth—a time marked by violence, silence, and the unexpected refuge of a foster family whose quiet compassion offered a glimpse of safety and hope.

Told across dual timelines, “What Remains After” is a deeply reflective novel that explores belief and betrayal, the moral consequences of silence, and the enduring question of what it truly means to forgive. It challenges readers to consider what remains when the truth is finally spoken—and whether healing is possible after profound harm.

Author Pauline J. Grabia is a Canadian novelist whose work centers on trauma, memory, faith, and the complexities of human resilience. Writing under the Stories of Consequence banner, she is committed to telling stories that confront difficult truths without sensationalism while still seeking light and meaning.

Originally conceived as a short story, “What Remains After” evolved into a full-length novel through a deeply personal and cathartic writing process. While not autobiographical, Grabia draws from lived experiences and the stories of others to shape a narrative that speaks to both the devastation of abuse and the possibility of grace and healing.

“I wanted to show that abuse and neglect do not have to be the end,” she explains. “There is hope to be found, even in the darkest times.”

“What Remains After” is now available through major book retailers and online platforms.

BOOK DETAILS:
Title: “What Remains After”
Author: Pauline J. Grabia
ISBN-13: 9781834384511
Publisher: Tellwell Publishing ( https://tellwell.ca/ )
Contact: authorpress[@]tellwell.ca
Genre: Literary Psychological Suspense
Website: https://paulinejgrabia.com/
Buy Link: https://amazon.com/dp/1834384516

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News Source: Tellwell Publishing

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PLANO, Texas, May 12, 2026 (SEND2PRESS NEWSWIRE) — Optimal Blue today released its April 2026 Market Advantage mortgage data report, which found that mortgage lock activity pulled back after a strong first quarter. Total rate-lock volume declined 9% month over month (MoM) but remained 11% higher year over year (YoY). Purchase lock volume declined just under 2% from March but increased more than 9% from April 2025, continuing to lead production as refinance activity cooled. Rate-and-term refinance volume fell nearly 38% MoM but remained more than 22% higher YoY, while cash-out refinance volume declined 12% MoM but was up 11% YoY. Refinance share slipped to 23% of total volume, down from March but still above year-ago levels.

Image caption: Image caption: Optimal Blue’s April 2026 Market Advantage mortgage data report.

Mortgage rates remained elevated throughout April but finished slightly lower by month-end. The Optimal Blue Mortgage Market Indices (OBMMI) 30-year conforming fixed rate, the benchmark for CME Group’s Mortgage Rate futures, ended the month at 6.31%, down 4 basis points (bps) MoM. The 10-year Treasury yield finished April at 4.40%, up 10 bps MoM, while the spread between the 10-year Treasury and the 30-year mortgage rate narrowed to 191 bps as mortgages outperformed.

“April looks more like a cooling from a strong first quarter than a real weakening in borrower demand,” said Mike Vough, senior vice president of corporate strategy at Optimal Blue. “Purchase activity held up well despite rate pressure, while refinance volume reacted more quickly to recent rate moves. That split reinforces how rate-sensitive borrowers remain, even as the spring purchase market continues to show resilience.”

On the secondary side, April data pointed to renewed movement toward agency mortgage-backed securities (MBS) execution. Agency MBS sales increased while bulk loan sales declined, and mortgage servicing rights (MSR) values rose as higher rates reduced expected refinance activity. Investor participation also increased after holding steady for three consecutive months.

“In a higher-rate environment, lenders are paying close attention to where execution value is showing up,” said Vough. “The move toward agency MBS execution, combined with higher MSR values and increased investor participation, continues to prove that lenders need to evaluate all potential execution options to maximize profitability.”

Key findings from the Market Advantage report, derived from direct-source mortgage lock and secondary market data, include:

Volume trends and market composition

• Refi activity cools: Rate-and-term refinance volume fell nearly 38% MoM but remained more than 22% higher YoY, while cash-out refinance volume declined 12% MoM but rose 11% YoY. Refinance share slipped to 23% of total volume.
• Purchase activity holds steady: Purchase lock volume declined just under 2% MoM but increased more than 9% YoY, continuing to lead overall production.
• Conforming share drops below 50%: Conforming share fell just below 50% of total lock volume in April for the first time since Optimal Blue began tracking this metric. FHA share rose to 19%, VA increased to 13%, non-conforming declined to 17% and USDA held steady at 1%.
• Non-QM share remains elevated: Non-qualified mortgages accounted for 9% of total lock volume in April, up 30 bps MoM and 233 bps YoY, with investor and bank-statement products leading expanded-guideline activity.
• ARM levels remain elevated: Adjustable-rate mortgages accounted for 10% of total production, down 182 bps MoM but broadly in line with year-ago levels and well above pre-2022 norms.
• Property mix shifts: Single-family homes represented 64% of production, while planned unit developments, a proxy for new construction activity, declined to 28%, down 42 bps MoM and 326 bps YoY. Condo share also declined to 6%.

Rates and pricing

• Mortgage rates outperform Treasuries: The OBMMI 30-year conforming fixed rate finished at 6.31%, down 4 bps MoM. Jumbo rates ended at 6.43%, VA rates at 5.90% and FHA rates at 6.06%. The 10-year Treasury increased 10 bps to 4.40%, while the mortgage-to-Treasury spread narrowed to 191 bps.
• MSR values climb: MSRs rose 5 bps to 1.29%, representing a 5.16 multiple, moving in line with higher rates and lower refinance expectations.
• Conventional spreads widen: Best-efforts-to-mandatory spreads increased 4 bps for conventional 30- and 15-year products, while government 30-year spreads decreased 3 bps.
• Lower-tier sales increase: Loans sold to the fourth or lower price tier increased 89 bps to 5%, while third-tier share increased 21 bps.

Channel and execution

• Agency MBS share increases: Hedged loan sales to agency MBS rose 354 bps to 44%, marking a shift toward securitization executions.
• Bulk executions decline: Bulk loan sales decreased 257 bps to 25%.
• Investor count rises: Investor participation increased to 15 in April after holding at 14 for the prior three months.

Product mix and borrower profiles

• First-time buyers maintain purchase presence: First-time homebuyer share remained nearly flat in April but continued to represent a meaningful share of purchase activity, accounting for 47% of conforming purchase locks, 70% of FHA purchase locks and 45% of VA purchase locks.
• DTI ratios remain stable: Purchase debt-to-income ratios improved YoY, with conforming at 36.2%, FHA at 43.5% and VA at 42.7%.
• Credit quality holds firm: The average purchase credit score held at 735, unchanged from March. By product, conforming borrowers averaged 753, FHA borrowers averaged 676 and VA borrowers averaged 716.
• Pull-through rates improve: Purchase pull-through rose to just over 82%, up 208 bps MoM but down 58 bps YoY. Refinance pull-through increased to just under 79%, up 356 bps MoM and 1,381 bps YoY.
• Loan amounts decline: The average loan amount was $394,046, down from $401,100 in March and $404,586 in February. The average loan-to-value ratio (LTV) was 81.64%. Loan amounts ranged from $888,871 in greater San Francisco to $302,493 in Cincinnati, while regional LTVs ranged from 71.23% in the Bay Area to 89.05% in San Antonio.

To view the full April 2026 Market Advantage report, complete the free subscription form: https://engage.optimalblue.com/market-advantage.

Subscribers receive a report PDF each month with the latest data. Members of the press are eligible for special, advance access each month and should contact Alexandra Kreuter to be added to the media list.

About the Market Advantage Report

Optimal Blue issues the Market Advantage mortgage report each month to provide insight into U.S. mortgage trends and drivers of lending profitability. Data is sourced from the Optimal Blue PPE, which is used to price and lock more than one-third of all mortgages nationwide, and Optimal Blue’s hedging and loan trading system, which supports approximately 40% of loans hedged and sold into the secondary market. As the leader in mortgage capital markets technology, Optimal Blue has a direct view of both origination and secondary market activity and the interconnectedness of the two. Unlike self-reported survey data, Optimal Blue’s direct-source data accurately reflect the in-process loans in lenders’ pipelines and secondary market executions. Visit Optimal Blue’s website to subscribe to receive the free report each month.

Nothing herein shall be construed as, nor is Optimal Blue providing, any legal, trading, hedging or financial advice.

About Optimal Blue

Optimal Blue powers profitability across the mortgage capital markets ecosystem. As the industry’s only end-to-end capital markets platform, our technology, data and integrations bridge the primary and secondary markets to help lenders of all sizes maximize performance – from pricing accuracy to margin protection and every step in between. Backed by over 20 years of proven expertise, our modern, cloud-native technology delivers the real-time automation, actionable data and seamless connectivity lenders need to navigate market volatility and scale for growth. To learn more about how Optimal Blue delivers measurable ROI, visit OptimalBlue.com.

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Image caption: Optimal Blue’s April 2026 Market Advantage mortgage data report

News Source: Optimal Blue

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​होंडा ने अपनी ई-क्लच टेक्नोलॉजी के साथ नई NX500 को भारत में लॉन्च कर दिया है। इसकी एक्स-शोरूम कीमत ₹7.44 लाख है। इस नई तकनीक की सबसे बड़ी खासियत यह है कि अब राइडर को गियर बदलते समय क्लच लीवर का इस्तेमाल नहीं करना होगा। क्लच का मैनुअल कंट्रोल भी अपने ले सकते हैं होंडा की ई-क्लच तकनीक में इलेक्ट्रॉनिक एक्चुएटर्स का इस्तेमाल किया गया है। यह गियर शिफ्ट करते समय या बाइक को रोकते और शुरू करते समय क्लच को अपने आप ऑपरेट करता है। खास बात यह है कि राइडर जब चाहे क्लच का मैनुअल कंट्रोल अपने हाथ में ले सकता है। बाइक में क्लच लीवर और गियर पैडल दोनों दिए गए हैं। ई-क्लच मैकेनिज्म काफी कॉम्पैक्ट है, जिससे बाइक का वजन केवल 3 किलो बढ़ा है और अब इसका कुल वजन 199 किलो हो गया है। पुराने मॉडल के मुकाबले ₹1.11 लाख महंगी कीमत के मामले में नई NX500 पहले के मुकाबले काफी महंगी हो गई है। ई-क्लच वेरिएंट की कीमत पुराने मॉडल (कन्वेंशनल क्लच) से ₹1.11 लाख ज्यादा है। मार्केट में इसका सीधा मुकाबला BMW F 450 GS ट्रॉफी (कीमत ₹5.30 लाख) और कावासाकी वर्सिस 650 (कीमत ₹8.63 लाख) से होगा। होंडा की यह बाइक अपनी मजबूती और कम मेंटेनेंस खर्च के लिए जानी जाती है। इंजन और परफॉर्मेंस में कोई बदलाव नहीं ई-क्लच के अलावा बाइक के बाकी मैकेनिकल फीचर्स पहले जैसे ही हैं। इसमें वही पुराना 471cc का ट्विन-सिलेंडर, लिक्विड-कूल्ड इंजन दिया गया है